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Third, help the high-quality development of the capital marketThe personal pension system is expected to be fully implemented, which means that China's old-age security system will be further improved, and it will also have a far-reaching impact on the capital market. The following are my views on the impact of this move on the capital market:After the personal pension system is fully implemented, more funds will flood into the capital market. These funds are usually long-term and stable, which helps to provide a steady stream of "living water" for the capital market. These long-term stable funds will contribute to the healthy development of the capital market, reduce short-term fluctuations in the market and enhance market stability.

I. Providing a long-term and stable source of funds for the capital marketThird, help the high-quality development of the capital marketI. Providing a long-term and stable source of funds for the capital market

Fourth, the potential challenges to the capital marketI. Providing a long-term and stable source of funds for the capital market